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Get What's Yours电子书

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作       者:Laurence J. Kotlikoff,Philip Moeller,Paul Solman

出  版  社:Simon & Schuster

出版时间:2015-02-17

字       数:52.9万

所属分类: 进口书 > 外文原版书 > 经管/金融

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  • 读书简介
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Social Security law has changed! Get What’s Yours has been revised and updated to reflect new regulations that took effect on April 29, 2016.Get What’s Yours has proven itself to be the definitive book about how to navigate the forbidding maze of Social Security and emerge with the highest possible benefits. It is an engaging manual of tactics and strategies written by well-known financial commentators that is unobtainable elsewhere. You could try reading all 2,728 rules of the Social Security system (and the thousands of explanations of these rules), but academia’s Kotlikoff, the popular press’s Moeller, and public television’s Solman explain the Social Security system just as comprehensively, and a lot more comprehensibly. Moreover, they demonstrate that what you don’t know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost individual retirees tens of thousands of dollars in lost income every year. (Some of those people are even in the book.)Changes to Social Security that take effect in 2016 make it more important than ever to wait as long as possible (until age 70, if possible) to claim Social Security benefits. The new law also has significant implications for those who wish to claim divorced spousal benefits (and how many Social Security recipients even know about divorced spousal benefits?). Besides addressing these and other issues, this revised edition contains a chapter explaining how Medicare rules can shape Social Security decisions.Many other personal-finance books briefly address Social Security, but none offers the full, authoritative, yet conversational analysis of Get What’s Yours.Get What’s Yours explains Social Security benefits through basic strategies and stirring stories. It covers the most frequent benefit scenarios faced by married retired couples; by divorced retirees; by widows and widowers. It explains what to do if you’re a retired parent of dependent children; disabled; an eligible beneficiary who continues to work. It addresses the tax consequences of your choices, as well as the financial implications for other investments. It does all this and more.There are more than 52 million Americans aged 54 to 69. Ten thousand of them reach Social Security’s full retirement age of 66 every day. For all these people—and for their families and friends—Get What’s Yours has proven to be an invaluable, and therefore indispensable, tool.
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Cover

Dedication

1. Why We Bothered

2. Life’s Biggest Danger Isn’t Dying, It’s Living

3. Social Security—from A to Zzzzzzzz

4. The New Social Security Law

5. Three General Rules to Maximize Your Lifetime Benefits

6. Be Careful Taking Social Security’s Advice and Help

7. The Benefits of Not Retiring

8. Playing Social Security’s Marital Status Game

9. Married or Divorced with Benefits

10. Widowed? Why Social Security Is a Major Women’s Issue

11. Never Married or Divorced Too Soon

12. Hidden Benefits for the Disabled

13. Social Security and Medicare

14. Government Pensions and Windfall Penalties

15. 60 Good-News Secrets to Higher Lifetime Benefits

16. 40 Bad-News Gotchas That Can Reduce Your Benefits Forever

17. Whither Social Security?

Acknowledgments

Glossary

Appendix: Actually Filing to Get What’s Yours

About Laurence J. Kotlikoff, Philip Moeller and Paul Solman

Notes

Index

Copyright

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