New Totally Awesome Money Book For Kids电子书

Cover

Table of Contents

Title Page

Dedication

A word from Mom to other Moms and Dads

Introduction

A note from Rose

PART 1 - How to make your ideas about money grow up with you

CHAPTER 1 - Money:

The mint

Counting all the money in the United States

The circulation of money

Things you can do to help money come your way

CHAPTER 2 - Goals:

Cheap and expensive goals

Turning a wish into a goal by making a plan

The Maze of Success

CHAPTER 3 - Budgets & savings:

What is a budget?

How come some people don’t use budgets?

Balancing a budget

CHAPTER 4 - Budgets:

Two types of budgets—for kids who are spenders and kids who are savers

A budget for kids who like to spend money but hate to keep track

CHAPTER 5 - Making the most of your savings

How to make saving money easier

Shopping for interest rates

PART 2 - The kids’ guide: Making money with your money

CHAPTER 6 - The risks & rewards of moneymaking

CHAPTER 7 - Making money by lending your money to others

Things to know before you lend your money

CHAPTER 8 - Who wants to borrow a kid’s money?

The U.S. Government

Cities and states

Corporations

Lending your money

Penelope and Sammy shop for interest

CHAPTER 9 - Making money

How to pick the right stocks to make money

For kids who really love stocks

How to read the financial pages

Using the Internet to pick and follow stocks

Arthur and Rose’s stock tips

CHAPTER 10 - Stocks

Don’t be a DRIP: Buy one!

Buying one share

CHAPTER 11 - Totally awesome

Dollar cost averaging:

CHAPTER 12 - Other stuff you can buy to make a profit

Real estate

Commodities

Collectibles

CHAPTER 13 - How you can help save the planet

CHAPTER 14 - Where in the world is your money?

International mutual funds

Other ways to make a profit in foreign countries

Lending money to royalty

Currency: The most fun to have with money

CHAPTER 15 - Bankers, brokers, financial planners, and other money experts

Bankers

Brokers

Financial planners: New kids on the block

Real estate agents

Insurance agents

Lawyers, accountants, and CPAs

Read this before you buy from a broker

PART 3 - Credit & debt: Two sides of the same coin

CHAPTER 16 - How expensive is money to borrow?

Your credit rating: One number that can make you a lot of money

How to shop for money

The plastic flash: Credit cards

Spend-and-save cards

CHAPTER 17 - Borrowing and a kid’s future

When borrowing is no good

Totally awesome ways of borrowing money

Buying a house

How leverage makes you money

Leverage for math brains

PART 4 - Money and real life

CHAPTER 18 - Money & work

Get a raise

How hard is it for you to ask for money or a raise?

A word about jobs

What would you do if...?

A word about allowances

CHAPTER 19 - Paying bills

How to balance a checkbook

Check and debit cards

PART 5 - Money matters for older kids

CHAPTER 20 - Getting to college

Don’t let the numbers scare you

Our top six best bets for getting to college

What to do with the money your parents saved for college

CHAPTER 21 - Now that you’ve made some money, it’s time to pay your taxes

The U.S. Government’s totally awesome tax system

How much tax will you pay?

Investing to save taxes

The kiddie tax: No kidding

Filing your taxes online

CHAPTER 22 - Final note: How you feel about money says a lot about you

Goals: What are yours?

Hey, kids, this part is just between you and me (Rose)

Mom gets the last word

Words that are good to know

Books & games

Index

About the Authors

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