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Live like a King without Going Broke: A Simple Guide to Financial Victory电子书

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2人正在读 | 0人评论 9.8

作       者:Keroy King

出  版  社:PublishDrive

出版时间:2019-05-06

字       数:8.5万

所属分类: 进口书 > 外文原版书 > 文学/自传/回忆录

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  • 读书简介
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Live Like A King Without Going Broke: A Simple Guide To Financial Victory In school, we spent years learning about science, language, math, and social studies from text books, but we spent very little time – if at all – on real life skills like saving, making, and managing money. Somehow, we’re supposed to just “pick up” how to manage our finances, as if innate to us! The truth is, money management is not a skill that we’re all born with – it’s acquired. The good news is that you can easily learn the skill! You’re about to learn how you can save, make, invest and manage your money like a pro! You will gain the wisdom and skills to manage setbacks, struggles, and financial strain today, tomorrow, and beyond! Here Is What You'll Discover From This Book:? Creating and staying with a budget Cutting expenses without sacrificing your lifestyle Saving money every day Getting out of debt Boosting your income Refinancing your mortgage How to boost your credit score Protecting your identity
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DEDICATION

ACKNOWLEDGEMENT

FORWARD

PREFACE

LEGAL NOTICE

INTRODUCTION

CHAPTER 1: CREATE A BUDGET

HOW MUCH DO I MAKE?

WHAT ARE MY FIXED EXPENSES?

WHAT ARE MY VARIABLE EXPENSES?

WHAT ARE NON-ESSENTIAL EXPENSES?

WHAT ARE MY TOTAL EXPENSES?

EARN MORE THAN YOU SPEND

CHAPTER 2: MAINTAIN & MODIFY YOUR BUDGET

THE ENVELOPE METHOD

TIPS TO REDUCE YOUR EXPENSES

ENERGY SAVINGS

FOOD SAVINGS

CHAPTER 3: WAYS TO SAVE

PREFERRED CUSTOMER PROGRAMS

BUYING USED

ONLINE SHOPPING

RATION PURCHASES OVER TIME

CHAPTER 4: DEVELOP A HABIT OF SAVING

HOW TO SAVE

CHAPTER 5: SHORT TERM GOALS

CHAPTER 6: LONG TERM GOALS

THE POWER OF COMPOUND INTEREST

SAVING FOR COLLEGE

STUDENT LOANS AND GOVERNMENT AID

SCHOLARSHIPS

SAVING FOR RETIREMENT

IRA’S

TRADITIONAL

ROTH IRA’S

401(K)

TAX FREE SAVINGS ACCOUNT IN CANADA

INDIVIDUAL SAVINGS ACCOUNT IN THE UNITED KINGDOM

CHAPTER 7: CREDIT CARDS

SIMPLE CREDIT CARD MANAGEMENT TIPS

CHAPTER 8: GETTING OUT OF DEBT

IRS

STUDENT LOANS

CAR LOANS AND OTHER SHORT TERM BANK LOANS

MORTGAGE LOANS

CHAPTER 9: MAKE EXTRA CASH

BOOSTING YOUR INCOME

USING THE INTERNET TO YOUR ADVANTAGE

CHAPTER 10: REFINANCE YOUR MORTGAGE – YES OR NO?

WHAT IS REFINANCING?

WHAT DOES EQUITY MEAN TO YOU?

CASHING OUT YOUR EQUITY

HOW TO GET STARTED

MODIFYING YOUR CURRENT MORTGAGE LOAN

CHAPTER 11: CREDIT REPORT

WHAT’S IN YOUR CREDIT REPORT?

HOW DO YOU GET YOUR CREDIT SCORE?

WHAT IF THERE ARE ERRORS IN YOUR CREDIT REPORT?

CHAPTER 12: IMPORTANCE OF A CREDIT SCORE

MORTGAGE

LOANS

CREDIT CARDS

JOBS

CELL PHONES

CHAPTER 13: MAINTAIN YOUR CREDIT SCORE

ACTIONS THAT RAISE YOUR CREDIT SCORE

CHAPTER 14: INTERNATIONAL CREDIT SYSTEMS

CANADA

UNITED KINGDOM

AUSTRALIA

INDIA

CHAPTER 15: IDENTITY THEFT: HOW TO PROTECT YOURSELF

KEEPING YOUR IDENTITY SECURE

CHAPTER 16: SUMMARY

BUDGETING

SAVING MONEY

THE POWER OF CHANGE

TIME IS ON YOUR SIDE

SEPARATION CAN RELIEVE ANXIETY

THE SCORE DOES MATTER

DEBT MANAGEMENT

MAKING EXTRA MONEY

BOOSTING YOUR CREDIT

AVOID YOUR OWN IDENTITY CRISIS

SMALL TRANSACTIONS ADD UP

WHAT YOU ‘NEED’ IS OFTEN JUST A ‘WANT’

IN CLOSING

USEFUL RESOURCES

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