万本电子书0元读

万本电子书0元读

Miracolul micronutrien?ilor
Miracolul micronutrien?ilor
Jayson Calton, Mira Calton
¥90.84
p>Descoperi?i al patrulea volum dintr-o serie de c?r?i pentru copii a c?ror popularitate a dep??it orice a?tept?ri! ?Pisicile r?zboinice” s-au v?ndut ?n mai mult de 14 milioane de volume ?n peste 20 de ??ri ?i au ap?rut pe lista New York Times a celor mai v?ndute titluri. De genera?ii ?ntregi, patru clanuri de pisici s?lbatice convie?uiesc ?n p?dure, departe de oameni. Au un cod al onoarei ?i pre?uiesc loialitatea. Se antreneaz? ca r?zboinici pentru a-?i proteja Clanurile. Se vindec? de boli cu remedii naturiste. Respect? legile statornicite de ?nainta?i. Sunt ghida?i ?n ac?iunile lor de spiritele str?mo?ilor r?zboinici, reuni?i ?n Clanul Stelelor. Ro?covanul este un fost pisoi de cas? care s-a dovedit a fi tare puternic ?i descurc?re? ?n s?lb?ticie. Mai ?nt?i a fost acceptat ca ucenic ?n Clanul Tunetului, apoi a devenit r?zboinic sub numele Inim? de Foc, iar ?n cele din urm? vitejia l-a adus p?n? la pozi?ia de secund ?n clan. Dar Inim? de Foc nu poate sta prea mult lini?tit c?t? vreme Ghear? de Tigru, fostul secund, poate ataca oric?nd. ?i conduc?toarea Stea Albastr? ?i-a pierdut ?ncrederea ?n r?zboinicii clanului dup? ce Ghear? de Tigru s-a dovedit a fi un tr?d?tor. De aceea, Stea Albastr? ?i Inim? de Foc pornesc spre Pietrele ?nalte pentru a se sf?tui cu ?n?elep?ii din Clanul Stelelor. Dar drumul trece pe teritoriul Clanului V?ntului, o patrul? de r?zboinici condus? de Ghear? de N?mol le iese amenin??tor ?n cale ?i sunt nevoi?i s? se ?ntoarc? ?n tab?ra lor. Vara sose?te cu noi provoc?ri pentru Inim? de Foc. Ucenicul lui, Lab? de Nor, face un gest necugetat merg?nd la oameni dup? m?ncare ?i este r?pit pe loc. Dar pericolul abia acum urmeaz?. Canicula devine din ce ?n ce mai puternic? ?i un incendiu devastator cuprinde p?durea, distrug?nd tab?ra Clanului Tunetului. Volumul cuprinde h?r?i ?i simboluri din via?a pisicilor r?zboinice. ?Un episod palpitant din aventurile pisicilor r?zoinice, care va fi cu siguran?? pe placul cititorilor.“ - ALA Booklist ?Povestea este mereu surprinz?toare; personajele sunt ?nzestrate cu tabieturi ?i comportamente feline autentice.” - VOYA ?O carte plin? de suspans, pentru to?i cei care se ?ntreab? ce visuri de grandoare nutre?te mot?nelul de pe pre?ul de la u??.“ - Publishers Weekly ?Dup? ce cite?ti Pisicile r?zboinice, nu mai ai ?ncredere nici m?car ?n Motanul ?nc?l?at.“ - Kirkus Reviews Din aceea?i serie: PISICILE R?ZBOINICE. CARTEA I - ?N INIMA P?DURII PISICILE R?ZBOINICE. CARTEA A II-A - FOC ?I GHEA?? PISICILE R?ZBOINICE. CARTEA A III-A - P?DUREA SECRETELOR PISICILE R?ZBOINICE. CARTEA A V-A - O CALE PRIMEJDIOAS?
?mbl?nzitorul de lei
?mbl?nzitorul de lei
Camilla Läckberg
¥90.84
Aceste Stampe din Germania se datoresc unui poet român de o ascu?it? sensibilitate. Este, de fapt, un jurnal personal, în parte – dar numai în parte – echivalent cu ceea ce în veacul al XIX-lea s-au dovedit a fi Confesiunile unui copil al secolului . Totul, îns?, se cere a fi privit mutatis mutandis, ?inând seama de spiritul diametral opus al veacului nostru. Dumitru Stancu este un sensibil, dar nu un sentimental în genul lui Musset . În rest, ni se înf??i?eaz? ca un intens f?uritor de atmosfer?, îndeosebi dramatic?. ?i aici iar??i trebuie s? accentu?m o anumit? distinc?ie fa?? de trecut. Ceea ce era atmosfer? liric?, în veacul al XIX-lea, cap?t? intensitatea tensionat? de atmosfer? dramatic? în veacul nostru cutreierat de cataclisme istorice f?r? precedent.
A?a ceva nu ?i s-ar putea ?nt?mpla niciodat?
A?a ceva nu ?i s-ar putea ?nt?mpla niciodat?
Jon McGregor
¥90.84
Progresele“ moderne care ne-au invadat stilul de via i obiceiurile alimentare i au preul lor: sntatea noastr. De la pesticidele din sol la refrigerarea i pasteurizarea alimentelor la abuzul de antibiotice i obsesia pentru produsele de curenie, dorina noastr de a fi mereu curai i n siguran ne expune, n realitate, riscului dezvoltrii diverselor afeciuni cronice.Faptul c ne-am concentrat tot mai mult pe eliminarea microbilor a avut un efect devastator asupra organismului uman i, n special, a sistemului digestiv. Lipsa nutrienilor, alimentaia bogat n cantiti toxice de alimente procesate i pline de substane chimice, stresul i utilizarea n exces a produselor antimicrobiene au creat fisuri microscopice n pereii intestinali, care au cauzat o inflamaie generalizat i au sczut imunitatea, simptome asociate cu o boal denumit sindromul intestinului permeabil“.nMnnc murdar”,Dr. Josh Axeexplic efectele generalizate i cauzele ascunse ale acestui sindrom, o boal considerat a fi punctul de plecare pentru numeroase afeciuni, printre care: alergii, astm, sensibiliti alimentare, diabet, tulburri digestive, artrit, disfuncii tiroidiene i chiar boli greu de tratat, precum oboseala cronic i autismul.Dr. Axearat c soluia pentru aceste probleme de sntate este foarte simpl: nu trebuie dect s folosim mai mult pmnt“. El ofer sugestii concrete care s ne ajute s ne murdrim“ puin: s renunm la spunurile antibacteriene, s folosim uleiuri eseniale pentru produsele de ngrijire personal, s reducem consumul de antibiotice, s consumm miere natural, s petrecem mai mult timp n aer liber, s mncm produse de sezon, s reducem stresul i s includem mai multe alimente bogate n probiotice n hrana noastr zilnic.Mnnc murdarabordeaz principala cauz a tuturor bolilor bazndu-se pe dovezi concrete. Sntatea intestinului este prima condiie n procesul de vindecare. Folosind tiina microexpunerilor,dr. Axene ofer un ghid simplu privind cei cinci pai necesari pentru repararea intestinelor afectate i nvingerea unei game largi de boli, de la cele autoimune pn la inflamaia cronic.“ - Dr. Mark Hyman, autorul crii The Blood Sugar Solutionnelegerea noastr privind ceea ce ne pericliteaz sntatea sufer o revoluie, iarMnnc murdardescrie ntr-o manier magnific aceast schimbare de paradigm. ndrumriledoctorului Axe, centrate pe refacerea bacteriilor intestinale sntoase, sunt n concordan cu cele mai respectate i mai naintate cercetri medicale. Citind aceast carte, vei deschide ua spre o sntate durabil.“ - Dr. David Perlmutter, autorul crii Grain Brain, bestseller New York Times
Introducere ?n psihanaliza freudian? ?i postfreudian?
Introducere ?n psihanaliza freudian? ?i postfreudian?
Vasile Dem. Zamfirescu
¥90.84
A 16. század végén Kandahár tartomány távoli szegletében téli hóvihar tombol. Egy nomád sátorban egy kislány látja meg a napvilágot ezen a zord napon. A Marunissza nevet kapja, melynek jelentése "N?k ragyogó napja". A kislány a mogul császári udvarban nevelkedik, és amikor nyolcévesen el?sz?r megpillantja Dzsahángír császárt, elhatározza, hogy egy nap a felesége lesz. ?lma t?bb mint húsz év múlva válik valóra, amikor egy boldogtalan házasság után végre ?r?k h?séget esküdhet annak a férfinak, akit mindig is szeretett, és huszadik feleségként bek?lt?zhet a pazar császári hárembe. Hála a férfinak, aki megszállottan szerette, az immár Núr Dzsahán nevet visel? fiatal császárné képes volt lerázni magáról a hagyomány béklyóit, és ugyan a fátyol m?gül, de a 17. századi India befolyásos uralkodójává válni. Marunissza pénzt veretett, idegen országokkal kereskedett, pártolta a m?vészeteket, számos császári kert és síremlék, k?ztük a Tádzs Mahal építését engedélyezte, s ezek máig hirdetik hatalmát.
Sf?r?itul istoriei dup? Cioran
Sf?r?itul istoriei dup? Cioran
Costea Ioan
¥90.84
Administra?ia Na?ional? pentru Aeronautic? ?i Spa?iu (NASA) a fost ?nfiin?at? pe 29 iulie 1958. ?nc? din primele zile, aceasta s-a aflat ?n avangarda eforturilor de explorare a spa?iului cosmic, iar rezultatele acestora s-au v?zut ?n misiunile selenare Apollo, ?n sta?ia spa?ial? Skylab, precum ?i ?n naveta spa?ial?, a?a cum o ?tim noi ast?zi. De-a lungul timpului, de NASA au fost legate multe opera?iuni de mu?amalizare ?i ascundere a adev?rului la cele mai ?nalte niveluri. Iat? c?teva dintre faimoasele ?secrete“ p?strate de NASA:Ipoteza c? aseleniz?rile Apollo din perioada 1969-1972 au fost, de fapt, simulate, ca parte a efortului de a demonstra superioritatea militar? ?i tehnologic? fa?? de fosta Uniune Sovietic?.Controversatul ?Chip uman de pe Marte“ – despre care mul?i cred c? ar fi o structur? sculptat?, creat? ?n trecutul ?ndep?rtat de mar?ienii indigeni, care ?ntre timp au disp?rut.Numele informatorilor secre?i din cadrul NASA care au ?ncercat s? deconspire cele mai stra?nic p?zite secrete ale organiza?iei cu privire la interac?iunile dintre guvernul american ?i extratere?tri.Cuprins:Mul?umiriIntroducereImplicarea extratere?trilorDe la Mercury la GeminiPr?bu?irea de la KecksburgApollo. Zboruri imaginare?Conexiunea cu Zona 51O epidemie de origine extraterestr?Europa anilor 1970Fra?ii din spa?iuMac Tonnies fa?? ?n fa?? cu mar?ieniiOZN-uri pr?bu?ite ?n BoliviaSabotarea navetelor spa?ialeR?pirile extraterestre ?i NASAMon?trii NASADeschiderea dosarelor X ale NASARoswell ?i astronautulFotografii cenzurateAtacul computerelor NASA Concluzie: Trecut, prezent ?i viitor NoteBibliografie
Diabetul f?r? medicamente
Diabetul f?r? medicamente
Suzy Cohen
¥90.84
volumul al III-lea dintr-un interviu de un cristian Trilogia lui Ion Cucu este, deopotriv?, o construc?ie editorial? ?i o demonstra?ie personal?. Ion Cucu nu e, cum s-a crezut, doar un fotograf, iar opera lui cap?t? o cu totul alt? dimensiune dac? iese din tiparul unui album oarecare sau al unei expozi?ii, fie ea ?i permanent?. Interviul ?i portretele spun mai mult dec?t povestea unor fotografii – ?mpreun?, acestea dezv?luie talentul, for?a, patimile ?i d?ruirea fotografului celor zece pre?edin?i. Ai Uniunii Scriitorilor. Pentru c? prin aceast? institu?ie s-a legitimat ?i se reg?se?te, ca artist fotograf, scriitorul Ion Cucu. Trilogia s-a sf?r?it, de-acum urmeaz? Istoria. (un cristian)
HarperCollins e-books
HarperCollins e-books
Adler, Bill
¥90.83
In between her fairy-tale wedding and her premature death, there lived the most beloved royal presence of our century, surely as multifaceted as any celebrity of our time. The radical twists and turns in her brief life drew the fascination of millions. Yet the most photographed woman in the world was also the least quoted--her actual words were seldom heard, and never gathered, until now. This unique book is the result of a scrupulous worldwide search for every one of Diana's significant quotes. Upon reading this collection, one will find that behind her shy veneer dwelled a woman of extraordinary resourcefulness, stamina, and, perhaps above all, vulnerability. In fact, her open frankness about the events and people around her is both disarming and startling. The reader will discover the sharp clarity, endless warmth, and ready wit that she brought to her legendary life in this intimate self-portrait. This is the closest we will ever get to an autobiography from the People's Princess.
Beyond Reengineering
Beyond Reengineering
Hammer, Michael
¥90.83
Reengineering has captured the imagination of managers and shareholders alike, sending corporations on journeys of radical business redesign that have already begun to transfigure global industry. Yet aside from earning them improvements in their business performance, the shift into more-process-centered organizations is causing fundamental changes in the corporate world, changes that business leaders are only now beginning to understand. What will the revolutions final legacy beBeyond Reengineering addresses this question, exploring reengineering's effects on such areas as: Jobs: What does process-centering do to the nature of jobsWhat does a process-centered workplace feel likeManagers: What is the new role of the manager in a process-centered companyEducation: What skills are vital in the process-centered working world, and how can young or inexperienced workers prepareSociety: What are the implications of process-centering for employment and the economy as a wholeInvestment: What are the characteristics of a successful 21st-century corporationAn informed look at one of the most profound changes to ever sweep the corporate world, Beyond Reengineering is the business manual for the 21st century.
The Soy Zone
The Soy Zone
Sears, Barry
¥90.83
As America is finding out, soy is the most complete and versatile protein in existence. It has no cholesterol or saturated fat but plenty of vitamins and fiber and offers amazing health benefits for vegetarians and non-vegetarians alike. Based on the simple idea that food is your best medicine, The Soy Zone shows you how to maintain peak mental alertness, increase your energy, and reduce the likelihood of chronic disease -- all while losing excess body fat. Dr. Barry Sears brings all the life-enhancing benefits of the Zone to a mouthwatering collection of delicious soy-based Zone meals, featuring:Soy Zone-perfect breakfasts, lunches, appetizers, dinners, and snacksAppetizing new recipes from top chefs, such as Red Bean Chill, Hong Kong Burger, and Soy Zone-friendly Vegetarian Pad ThaiThe ultimate healthful food plan, with quick and easy fat-burning alternatives to dangerous high-carb dietsAn exercise and longevity plan for men and womenHelpful recommendations for Soy Zoning your kitchenA scientifically proven plan for achieving perfect hormonal balance while losing weight
The Scrambler's Dozen
The Scrambler's Dozen
McGetrick, Mike
¥90.83
In this invaluable book, Mike McGetrick, one of Golf Magazine's Top 100 Teaching Professionals in America and 1999 National PGA Teacher of the Year, shows how to make the best shot possible and shave strokes off your game. Sharing the same methods he uses when coaching some of the best players in the world, McGetrick outlines 12 basic shots you can incorporate into your game without overhauling your technique."Shotmaking is much more than simply curving the ball or hitting it low and high," explains Mike McGetrick, personal instructor to top golf professionals such as Juli Inkster, Brandt Jobe, and Meg Mallon. "It's understanding how the lie, the wind, the contour of the target and the hazards of the course will affect your decision making process." To reach full scoring potential on a course, you have to be a scrambler at heart, a master who can read a course's shifting challenges-from weather and terrain to pin positions-and adapt accordingly.Following the clear advice in The Scrambler's Dozen, you will learn to be a great scrambler-to trust your decisions and your ability to execute shots to get the greatest rewards from the game. Like the pros, you too can learn when and how to chip or pitch or putt from off the green, and know how to practice so you're rarely in unfamiliar situations on the golf course. The Scramblers Dozen is the secret for squeezing every ounce out of your game and reaching your full scoring potential.
Educational Disobedience
Educational Disobedience
Dr. Annise Mabry
¥90.82
In “Educational Disobedience,” educationist, Dr. Annise Mabry, offers a compelling, unique and refreshing insight into how she helps her children overcome the limitations of what she terms “a broken education system,” in the State of Georgia. Her decision to homeschool them were borne largely due to the fact that they were not receiving the best of education, and more because protection from the unending problem of bullying in public schools was lacking. She soon realized that only a crucial intervention could save her family from falling apart, and it was a decision that proved timely because not only did she achieve her objectives, but she also ended up saving her community! She has helped many parents to transform their children from struggling students to homeschool high school graduates!This isn't the guide for how to homescool--it's the story of survival because of homeschool.
Mothers' Miracles
Mothers' Miracles
Miller, Jamie
¥90.79
The authors of Christmas Miracles deliver true stories that show just how enduring a mother's remarkable love can be.
The Magic Of Christmas Miracles
The Magic Of Christmas Miracles
Miller, Jamie
¥90.79
Last holiday season, Christmas Miracles touched the hearts of thousands with its inspiring true stories of real people and their miraculous encounters. With The Magic of Christmas Miracles we have a second collection of amazing true stories of people whose lives were forever changed by small, yet wondrous, Yuletide events. Among them are:The Red Cap: Santa leaves behind a calling card to convince a doubting child.Epiphany: A walk in the woods with an angel gives a lonely woman new hope.Lost at Sea: Two racing yachtsmen put aside rivalry in a dramatic Christmas Day rescue in the Indian Ocean.Fly Away Home: A private plane carrying an unconscious pilot lands safely in an empty field.. . . and many more to brighten the spirit. The Magic of Christmas Miracles will uplift readers' hearts for this and many future holiday seasons.
Laying Down the Sword
Laying Down the Sword
Jenkins, Philip
¥90.77
Commands to kill, to commit ethnic cleansing, to institutionalize segregation, to hate and fear other races and religions all are in the Bible, and all occur with a far greater frequency than in the Qur’an. But fanaticism is no more hard-wired in Christianity than it is in Islam. In Laying Down the Sword, one of America’s best scholars of religion” (The Economist) explores how religions grow past their bloody origins, and delivers a fearless examination of the most violent verses of the Bible and an urgent call to read them anew in pursuit of a richer, more genuine faith.Christians cannot engage with neighbors and critics of other traditions nor enjoy the deepest, most mature embodiment of their own faith until they confront the texts of terror in their heritage. Philip Jenkins identifies the holy amnesia” that, while allowing *ural religions to grow and adapt, has demanded a nearly wholesale suppression of the Bible’s most aggressive passages, leaving them dangerously dormant for extremists to revive in times of conflict. Jenkins lays bare the whole Bible, without compromise or apology, and equips us with tools for reading even the most unsettling texts, from the slaughter of the Canaanites to the alarming rhetoric of the book of Revelation.Laying Down the Sword presents a vital framework for understanding both the Bible and the Qur’an, gives Westerners a credible basis for interaction and dialogue with Islam, and delivers a powerful model for how a faith can grow from terror to mercy.
Schools Without Fail
Schools Without Fail
Glasser, William, M.D.
¥90.77
The author of the bestselling Reality Therapy offers daring recommendations to "shake up educators" (Alexander Bassin).
Freud
Freud
Kramer, Peter D.
¥90.77
Referred to as "the father of psychoanalysis," Sigmund Freud is credited with championing the "talking cure" and charting the human unconscious. Both revered and reviled, he was a brilliant innovator but also a man of troubling contradictions sometimes tyrannical, often misrepresenting the course and outcome of his treatments to make the "facts" match his theories. Peter D. Kramer acclaimed author, practicing psychiatrist, and a leading national authority on mental health offers a stunning new take on this controversial figure. Kramer is at once critical and sympathetic, presenting Freud the mythmaker, the storyteller, the writer whose books will survive among the classics of our literature, and the genius who transformed the way we see ourselves.
Immoveable Feast
Immoveable Feast
Baxter, John
¥90.77
A witty cultural and culinary education, Immoveable Feast is the charming, funny, and improbable tale of how a man who was raised on white bread and didn't speak a word of French unexpectedly ended up with the sacred duty of preparing the annual Christmas dinner for a venerable Parisian family.Ernest Hemingway called Paris "a moveable feast" a city ready to embrace you at any time in life. For Los Angeles based film critic John Baxter, that moment came when he fell in love with a French woman and impulsively moved to Paris to marry her. As a test of his love, his skeptical in-laws charged him with cooking the next Christmas banquet for eighteen people in their ancestral country home. Baxter's memoir of his yearlong quest takes readers along his misadventures and delicious triumphs as he visits the farthest corners of France in search of the country's best recipes and ingredients. Irresistible and fascinating, Immoveable Feast is a warmhearted tale of good food, romance, family, and the Christmas spirit, Parisian style.
The Freedom Manifesto
The Freedom Manifesto
Hodgkinson, Tom
¥90.77
The author of How to Be Idle, Tom Hodgkinson, now shares his delightfully irreverent musings on what true independence means and what it takes to be free. The Freedom Manifesto draws on French existentialists, British punks, beat poets, hippies and yippies, medieval thinkers, and anarchists to provide a new, simple, joyful blueprint for modern living. From growing your own vegetables to canceling your credit cards to reading Jean-Paul Sartre, here are excellent suggestions for nourishing mind, body, and spirit witty, provocative, sometimes outrageous, yet eminently sage advice for breaking with convention and living an uncluttered, unfettered, and therefore happier, life.
Taking Shots
Taking Shots
Glass, Keith
¥90.77
Bring a family of four to an NBA game today, and it costs around $500 to watch a bunch of seven-footers take bad shots. Perhaps the quote often attributed to P.T. Barnum is true there really is a sucker born every minute.The NBA is in trouble. And as NBA agent Keith Glass describes it—he's part of the problem! If team owners are willing to throw millions of dollars his way for marginal players, why should he be the only one with the self-restraint to say "no"?In his insightful, funny, and often mind-numbingly bizarre tales of life in the NBA over the last twenty- five years, Keith Glass lets it fly from half-court. He'll tell you how we got to the present state where an agent who makes millions off the game can't sit through one; why our NBA stars couldn't capture Olympic gold; and why the game he loves is in dire need of help.Glass has seen it all as the representative of players like Mark Eaton, the seven-foot-five center found working as a mechanic because he hated basketball; Mahmoud Abdul-Rauf, who converted to Islam and brought the wrath of the league upon him when he refused to stand for the National Anthem; and first-round draft pick Quincy Douby, who was forced to enter the draft before graduating from Rutgers because of the harsh NCAA rules regarding college eligibility.With informative chapters such as "How to Feed Your Family on Only $14 Million a Year," "Eighty-one Feet of White Centers," and "From 6'11" to the 7- Eleven," Glass shatters the myth of NBA marketing: that everything about the game is great, and that as long as the fans in the luxury boxes are happy and weighed down with expensive merchandise, all is well. But have no fear! Keith Glass doesn't preach about the evils of highlight film slam-dunks he'll just have you falling down laughing as he flagrantly fouls the league that was once the envy of the pro sports world.
The Tyranny of Oil
The Tyranny of Oil
Juhasz, Antonia
¥90.77
Who's really driving oil and gas pricesHow much oil is leftHow far will Big Oil go to get it, and at what cost to the environment, human rights, the economy, worker safety, public health, and democracy?Here, at last, are the answers we've been looking for and the inside story on Big Oil.In The Tyranny of Oil, Antonia Juhasz investigates the true state of the companies collectively known as "Big Oil," uncovering their unparalleled global financial power, their political dominance, and their increasingly destructive plans for the future. And she tells us what we can do about it.A tool for meaningful change that blends history, original investigative research and reporting, candid interviews with key insiders, and a unique focus on activism, The Tyranny of Oil is required reading for every concerned global citizen.
Piggybanking
Piggybanking
Opdyke, Jeff D.
¥90.77
How to afford kids and teach them about moneyWe all want to raise smart children. But somewhere between the reading, writing, and arithmetic, one of life's most important lessons is too often overlooked: personal finances. As adults, we interact with money every day, whether by saving, investing, spending, or giving it, but we often forget that kids also face these same decisions from their own unique perspective as they mature. How do we teach today what kids really need to know tomorrow to thrive as financially savvy adultsIn Piggybanking, veteran Wall Street Journal personal-finance writer Jeff D. Opdyke provides a clear and effective plan to help parents raise children to be comfortable and confident managing the daily finances of life.But even before kids arrive, parents face a rash of financial decisions. Accordingly, Piggybanking also deals with the essential problems every struggling young family must face, including how to prepare your budget for a child's arrival, how to choose between single- and dual-income lifestyles, and how to plan for funding a college education.With Opdyke's valuable advice, and with his 15 Rules of Kids Money in hand, parents will be well equipped to create a sound financial foundation for their family and a successful financial life for their kids.